according to the Artemis research report, cryptocurrency cards have become a key channel for stablecoin usage, with an annualized transaction volume of 18 billion USD, approaching the 19 billion USD scale of peer-to-peer stablecoin on-chain transfers. Currently, Visa dominates this market, accounting for over 90% of the transaction volume. Despite rapid growth, Artemis believes that in the short term, direct cryptocurrency payments still find it difficult to completely replace traditional card networks.