Lynq, an institutional settlement network for the digital asset market, and The Better Money Company (TBMC), a stablecoin clearinghouse, have announced the completion of a real-time proof of concept demonstrating that institutional settlements can be finalized in just minutes. This validation is part of the first phase of their collaboration, utilizing a pre-funding process to complete stablecoin settlements on Lynq. During the proof of concept, TBMC converted assets deposited by clients on Lynq into RLUSD, with settlements completed within minutes. The validation used real production accounts and actual institutional counterparties, bypassing traditional banking channels. Interest continued to accrue on the assets during the settlement holding period, calculated using Tassat's Yield in Transit feature, which determines accrued interest based on the duration of asset holdings. TBMC founder and CEO Sam Broner stated that for stablecoins to become meaningful institutional infrastructure, they need to enter real settlement processes; this validation shows that stablecoin fragmentation can be handled through on-chain collateral transfers without relying on credit and traditional bank settlements. Lynq CEO Jerald David remarked that institutions do not lack capital but rather the ability to move funds to the right place in the right form when needed; this validation was intentionally kept small in scale but demonstrates that digital dollars can settle between institutions in minutes without substituting speed with credit convenience. Lynq stated that the platform's native stablecoin aims to be operational by the end of 2026.