discussions on the US "CLARITY Act" have sparked a public debate between the banking industry and White House crypto policy officials. Christopher Williston VI, President of the Texas Independent Bankers Association, posted on the X platform openly stating that if the banking industry compromises on this bill, it will harm local lending and economic productivity, and said there will be no concession on liquidity issues supporting the local economy. In response, Patrick Witt, Executive Director of the White House Digital Assets Advisory Committee, stated that if no compromise is made on the "CLARITY Act," it means no restrictions will be placed on intermediaries providing stablecoin rewards. According to the banking industry's claim about "deposit outflows," this situation could have catastrophic consequences. This logic is "like watching an arsonist threaten to burn down their own house."