According to DefiLlama data, on January 29th, the total locked value (TVL) of DeFi protocols on the entire network reached 56.6 billion US dollars, including: Lido has the highest TVL, which is 21.33 billion US dollars, and it has dropped 0.71% in the past 24 hours; Maker ranks second, with 7.99 billion US dollars, and it has dropped 0.93% in the past 24 hours; AAVE ranks third, with 6.77 billion US dollars, and it has dropped 2.07% in the past 24 hours.

According to DefiLlama data, on January 26th, the total value locked (TVL) of DeFi protocols on the entire network rose to 55.3 billion US dollars, including: Lido has the highest TVL, at 21.2 billion US dollars, up 2.53% in the past 24 hours; Maker ranks second, at 8 billion US dollars, up 1.98% in the past 24 hours; AAVE ranks third, at 6.8 billion US dollars, up 2.96% in the past 24 hours.

POINTS² : web3’s attempt to lure LPs by gamifying protocol airdrops with referrals and ‘play to earn’ logic How DeFi becomes a playground for point hunters who seek to amplify their protocol airdrops by signing up their friends and family to earn ‘points squared’. DeFi represents a transformative shift moving away from Banks as we know them toward a less centralized model: peer-to-peer finance — where everyone can participate at any time.

According to DefiLlama data, on January 18th, the total value locked (TVL) of DeFi protocols across the entire network exceeded 58.6 billion US dollars, including:<br>Lido has the highest TVL, at 23.7 billion US dollars, down 0.42% in the past 24 hours;<br>Maker ranks second, with 8.5 billion US dollars, down 0.18% in the past 24 hours;<br>AAVE ranks third, with 7.4 billion US dollars, down 0.58% in the past 24 hours.

Credit rating agency Moody's Investor Services issued a report on Monday warning that the adoption of tokenized investment funds is on the rise, but the "limited track record" of technology providers is increasing risk. Tokenized funds are investment funds whose units are represented digitally using distributed ledger technology (DLT). According to Moody's DeFi and Digital Assets team's report, an increasing number of tokenized funds are being adopted - primarily driven by tokenized funds investing in government securities such as bonds - signaling untapped market potential. <br>

The Commodity Futures Trading Commission (CFTC) is urging policymakers to find ways to identify individuals involved in decentralized finance (DeFi) due to concerns over money laundering, terrorism financing, and fraud. The CFTC report suggests prioritizing digital identity, know your customer (KYC), and anti-money laundering (AML) regimes, as well as calibrating privacy in DeFi. Regulators are struggling to regulate DeFi due to the widespread use of pseudonyms to hide users' identities and the decentralized nature of the industry. The lack of clear lines of responsibility and accountability in DeFi systems is also a central concern for regulators.

This is a report on the “sim-swapping” attack Skip suffered on December 17th, the immediate steps the team took to mitigate it, and the longer-term changes the team is making to improve its security posture structurally.

The primary missing piece in DeFi is what it’s sought to avoid: regulation. But over the past 12 months, the UK and EU have made several significant steps towards creating an innovative and enduring digital economy by building out the digital assets regulatory regime.

How token bonding mechanisms and Protocol Owned Liquidity (POL) can help any project bootstrap a diversified and healthy Treasury and grow it in a sustainable and predictable manner.

Currently, the benefit PBS might provide to on-chain execution is limited by the lack of a reliable link between a block builder and EVM execution. The most direct link - the block.coinbase address - is set by builders but can be arbitrarily assigned; its association with the builder is not verified. Requiring a signature verification (or similar) to prove ownership of the block.coinbase as part of the consensus layer’s block validation process will unlock novel DeFi primitives and turbocharge the benefits of PBS to the execution layer.